The Firm has substantial expertise in advising and litigating on behalf of policyholders involved in coverage disputes with their insurers. We have advised policyholders and prosecuted claims and coverage litigation in connection with a broad range of coverage lines, underlying liabilities, and related issues, including: environmental property damage and bodily injury; employment discrimination; aviation products liability; workers compensation and employer’s liability; employee theft; long-term disability; construction defects; insurance archaeology and lost-policy issues; insurer insolvency proceedings; insurer bad faith; broker liability; and London-market issues.

Our coverage practice ranges from large-scale litigation on behalf of international corporate policyholders under complex coverage lines, to advising individual insureds under disability, property, auto, and other policies. Our lawyers have written and lectured extensively on insurance-coverage topics. GTT&C’s experience and accomplishments in the insurance-coverage arena establish us as the premier policyholder-side firm in the Northwest.

Our lawyers represented the policyholders in some of the most important insurance coverage decisions to come out of the Washington courts. These and other decisions have established Washington law as among the most policyholder-favorable law in the country.

Comprehensive Insurance Coverage Analysis
We also routinely advise clients, on a confidential basis, regarding the prospects for obtaining coverage for a particular risk or loss. A large part of our practice is performing comprehensive coverage reviews, which may include: (1) determining which coverage lines and policy years are implicated by the loss; (2) assisting the client in locating the policies and lodging the coverage claim; (3) preparing comprehensive coverage opinions and litigation analyses; (4) shepherding the claim through the insurer’s claim-handling process; and (5) where necessary, prosecuting coverage litigation against the insurer. In our experience, thorough preparation and presentation of the coverage claim can significantly increase the likelihood of a favorable result without the need for coverage litigation.